BackNine’s API Documentation
Welcome to BackNine’s API documentation! Here you’ll find out how to get rates, setup/pre-fill Quote & Apply, and more.
Quote & Apply Setup
Embed Quote & Apply
The most common method of adding Quote & Apply on your website is by logging into BOSS > Quote & Apply > select your Quote & Apply website > click the “Generate Embed Code” button to copy your unique Quote & Apply code and paste it into the HTML of your website. That’s it! Save your changes and open your webpage.
We suggest you make the width at least 980 pixels and don’t recommend setting a height for Quote & Apply as the page height is dynamic based on the step.
<!-- Before Quote & Apply -->
<!doctype html>
<html>
<head>
<title>My Website!!!</title>
</head>
<body>
<p>This is my website.</p>
</body>
</html>
<!-- After Quote & Apply -->
<!doctype html>
<html>
<head>
<title>My Website!!!</title>
</head>
<body>
<p>This is my website.</p>
<div id="container-id"></div>
<div>
<script
id="strife"
src="https://cdn.quoteandapply.io/widget.js"
data-strife-key="GpIZ3clg5x96WPR_"
data-strife-container-id="container-id"
></script>
</div>
</body>
</html>
Embed Quote & Apply via a Modal
The following example details how you can use open Quote & Apply by clicking an image and have it appear as a modal.
Place the code for your button where you want it to appear:
In this example, clicking the BackNine logo will open Quote & Apply in a modal. Bind the image to launch Quote & Apply by adding the CSS class "strife-button" to the img attribute. remove the data-strife-container-id attribute.
<!doctype html>
<html>
<head>
<title>My Website!!!</title>
</head>
<body>
<p>This is my website.</p>
<!-- Embed with an image -->
<img class="strife-button" src="link/to/your/image">
<!-- Embed with a button -->
<button class="strife-button">Get Quotes</button>
<!-- Embed with an anchor tag -->
<a href="#" class="strife-button">Get Quote</a>
<script
id="strife"
src="https://cdn.quoteandapply.io/widget.js"
data-strife-key="GpIZ3clg5x96WPR_"
>
</script>
</body>
</html>
Set Agent by NPN
Using a National Producer Number
If you don’t want to create embed codes for each agent, you can paste the code below into the HTML of your website for Quote & Apply to appear. This is the same script as the Embed Code example but without the data-strife-key. You must pass in npn (the agent’s national producer number) so we know who the agent is. If the agent’s NPN doesn’t exist in BackNine’s database, a registration page will appear allowing the agent to sign up and then proceed with Quote & Apply.
referrer_type and referrer_id are optional but are typically used when dynamically passing in the agent’s NPN. The referrer gets access to the eApp and/or new agent that is created.
<div>
<script
id="strife"
src="https://cdn.quoteandapply.io/widget.js?prefill&npn={Your NPN}&referrer_type={Agent|Agency}&referrer_id={AgentID|AgencyID}"
data-strife-container-id="container-id"
>
</script>
</div>
WordPress Setup
The following example details how you can setup Quote & Apply using Wordpress.
1. Log in to your WordPress site as admin. You should arrive at the Dashboard.
2. Go to your list of pages.
3. Find the page you wish to use Quote & Apply on. Click “Edit”.
4. You should arrive at on an editor that allows you to edit the content of the page.
5. Find and click on the “Text” mode at the top right of the editor. This will allow you to edit the content using HTML code
6. Paste your unique embed code into the editor where you wish Quote & Apply to appear. Then, go to the “Publish” section and hit “Update”. The screen should refresh with a success message
7. Click on “View page” to see your results
BackNine Webpages
BackNine hosts a webpage for every licensed agent that signs up for an account at BOSS. Here’s an example BackNine Webpage: https://app.back9ins.com/apply/ReidTattersall. You can create as many BackNine Webpages as you like and also customize the name (e.g. https://app.back9ins.com/apply/AgencyName). To create a BackNine Webpage, log into BOSS > Quote & Apply > Create a Widget > your BackNine Webpage will be instantly available.
Custom Domain Webpages
For customers with a significant number of agents, Custom Domain Webpages allow your agents to use Quote & Apply with your domain (e.g. https://app.yourdomain.com/AgentName instead of https://app.back9ins.com/apply/AgentName) and don’t require you to set up webpages for your agents. To set this up, please email [email protected] the subdomain and domain that you’d like to use. For example, you could choose the subdomain “app” and have a domain “yourdomain.com” so the URL for your agents would be app.yourdomain.com/AgentName. Once you notify [email protected], we’ll respond with a value that you’ll use to create a CNAME. To create a CNAME, log into your domain’s DNS settings (e.g. GoDaddy), create a CNAME record with your subdomain (e.g. app) and point it to the value we provided you via email. Once you’ve saved your DNS changes you can create links at BOSS > Quote & Apply > Create a Widget with your domain. An example use case is a P&C agency (myagency.com) with 200 agents, rather than embedding Quote & Apply into 200 pages, simply add the agents into BOSS and each agent will be emailed their Quote & Apply website (app.myagency.com/AgentName). There is a one-time charge of $1,000 to setup Custom Domain Webpages (you can then issue as many web pages as you’d like).
Quote & Apply Pre-fill
When loading Quote & Apply, the customer’s data can be pre-filled to create a smoother user experience. For example, https://app.back9ins.com/apply/demo will load Quote & Apply while https://app.back9ins.com/apply/demo?prefill&first_name=John&last_name=Doe will load Quote & Apply with the John Doe’s name pre-filled.
Environment Params
| Parameter | Description |
|---|---|
test boolean |
Indicate this is a test eApp. https://app.back9ins.com/apply/demo?prefill&test=true. Test eApps are deleted nightly, do not schedule a real exam, and use a non-production DocuSign. |
metadata json |
Add the metadata param as json to store custom data. Metadata is accessible for your use within BOSS, through CSV export, and webhooks. Limited to 256 characters. https://app.back9ins.com/apply/demo?prefill&metadata={“Campaign”:“Action Sports Agent”}. |
resume_url string |
Allows you to override where the eApp is resumed from. By default, eApps will be resumed from where they are initiated from. |
Agent/Upline Params
Use these prefill params to set up the agent/upline.
https://back9ins.com/apply?prefill?&npn=8949836
| Parameter | Description |
|---|---|
npn string |
The NPN of the agent you’d like to use. |
referrer_type string |
Identifies the referring source of the electronic_application or agent signing up. The referrer will be given access to the eApp and will be added as a connection when using Agent Sign Up. This is your user type within BOSS and it can be obtained by emailing [email protected]. The referrer’s marketing manager will be used when an agent signs up if a data-strife-key is not provided and a marketing_manager_id is not provided. |
referrer_id number |
Identifies the referring source of the electronic_application or agent signing up. The referrer will be given access to the eApp and will be added as a connection when using Agent Sign Up. This is your user ID within BOSS and it can be obtained by emailing [email protected]. The referrer’s marketing manager will be used when an agent signs up if a data-strife-key is not provided and a marketing_manager_id is not provided. |
Agent Sign Up Params
Use these prefill params when agents are signing up with BackNine through Quote & Apply.
| Parameter | Description |
|---|---|
assignment_npn string |
For agents signing up via Quote & Apply, the NPN of the agent or agency which the new agent assigns commission to. This assignment_npn must exist within BOSS. |
commission_lock boolean |
For agents signing up via Quote & Apply, disables the new agent’s ability to modify commission rates, commission splits, and where commissions are assigned to. Can be used with assignment_npn to set commission assignment and prevent users from changing them. |
connections array |
For agents signing up via Quote & Apply, creates a connection for each item in the array when agents sign up using Quote & Apply. parent_type and parent_id can be obtained by emailing [email protected]. Example connections=[{'parent_type': 'Agent', 'parent_id': 1, 'hierarchy': 1}] |
marketing_manager_id number |
For agents signing up via Quote & Apply, sets the agent’s marketing manager when Agent Sign Up is used and a data-strife-key is not provided. marketing_manager_id can be obtained by emailing [email protected]. |
referrer_type string |
Identifies the referring source of the electronic_application or agent signing up. The referrer will be given access to the eApp and will be added as a connection when using Agent Sign Up. This is your user type within BOSS and it can be obtained by emailing [email protected]. The referrer’s marketing manager will be used when an agent signs up if a data-strife-key is not provided and a marketing_manager_id is not provided. |
referrer_id number |
Identifies the referring source of the electronic_application or agent signing up. The referrer will be given access to the eApp and will be added as a connection when using Agent Sign Up. This is your user ID within BOSS and it can be obtained by emailing [email protected]. The referrer’s marketing manager will be used when an agent signs up if a data-strife-key is not provided and a marketing_manager_id is not provided. |
Insured Params
Use these prefill params to tell us all about your client.
| Parameter | Description |
|---|---|
first_name string |
The insured’s first name. |
last_namestring |
The insured’s last name. |
gender string |
The insured’s gender. If specified, must be either Male or Female. |
health number |
The insured’s health, on a scale of 1 through 5. |
smoker string |
The insured’s smoking status. If specified must be Never, Previously, or Currently. |
smoking_statusesJSON |
The list of user’s smoking statuses. See Current Smoker or Previous Smoker for details |
height number |
The insured’s height in inches from 50 - 83. |
weight number |
The insured’s weight in lbs. |
birthdate date |
The insured’s birthdate. Must be in YYYY-MM-DD format. |
email string |
The insured’s email address |
phone number |
The insured’s phone number. Must be in (###) ###-#### format. |
street_address string |
The insured’s street address |
city string |
The insured’s city |
state string |
The insured’s state. Must be the two-letter abbreviation. If not specified, Quote & Apply will attempt to get the location by looking at the user’s I.P. |
zip number |
The insured’s zip. Must be 5 numbers long |
years_at_address number |
The number of years the insured has been at their address |
application_state string |
The state of the application (i.e. the state in which to display quotes for and the state where the owner will be signing). Must be the two-letter abbreviation. If not specified, Quote & Apply will attempt to get the location by looking at the user’s I.P. The agent must be licensed in the application_state in order to prefill the value. |
employer string |
The insured’s employer. Must be sepecified or none |
occupation string |
The insured’s occupation. If employer is none options are disabled, unemployed, retired, student, homemaker otherwise any string |
occupation_years number |
The length of time the insured has held their current occupation. |
employer_street_address string |
The insured’s street employer’s address |
employer_city string |
The insured’s employer’s city |
employer_state string |
The insured’s employer’s state. Must be the two character state abbreviation. |
employer_zipnumber |
The insured’s employer’s zip. Must be 5 characters long |
parties array |
|
income number |
The insured’s income |
assets number |
The insured’s assets |
liabilities number |
The insured’s liabilities |
ssn string |
The insured’s social security number with dashes. Formatted as ###-##-#### |
birth_state_or_country string |
The insured’s birth state or country. See birth_state_or_country values below |
us_citizen boolean |
The insured’s citizenship status |
drivers_license string |
The insured’s drivers license number. If they do not have a drivers license number, specify none |
drivers_license_state string |
The insured’s drivers_license_state. Two character state abbreviation capitalized |
no_drivers_license_reason string |
The reason the insured does not have a driver’s license |
bankruptcy boolean |
If the insured has had a bankruptcy |
bankruptcy_type string |
The type of bankruptcy the insured had. Must be Chapter 7, Chapter 11, Chapter 12, Chapter 13, or Chapter 15 |
bankruptcy_discharge_date date |
When the bankrupcy was discharged. Must be formatted YYYY-MM-DD. |
Party Params (Beneficiaries/Owner).
Individual
| Parameter | Description |
|---|---|
type required string |
must be set to Individual |
first_name string |
The individual’s first name. |
last_name string |
The individual’s last name. |
relationship string |
How the individual is related to the insured. Possible values are Brother, Business Partner, Daughter, Domestic Partner, Ex-Spouse, Father, Fiance, Friend, Granddaughter,Grandfather, Grandmother, Grandson, Husband, Mother, Other, Relative, Sister, Son, Spouse, Stepfather, Stepmother, or Wife. |
gender string |
The individual’s gender. Must be Male or Female |
email string |
The individual’s email. This is checked via a 3rd party email validator. |
phone_mobile string |
The individual’s phone number. Must be formatted as (####) ###-#### |
birthdate string |
The individual’s birthdate. Must be formatted as YYYY-MM-DD |
address_street string |
The individual’s street address |
address_city string |
The individual’s city |
address_zipnumber |
No |
address_state string |
The individual’s state. Must be the 2 letter abbreviated state |
address_country string |
The individual’s country. Must be the Full Country Name |
beneficiary_amount number |
The entity’s percent of the benefit. Must be 1 <= => 100 |
is_owner boolean |
This individual is the owner of the policy |
is_primary_beneficiary boolean |
This individual is a Primary Beneficiary |
is_contingent_beneficiary boolean |
This individual is a Contingent Beneficiary |
Trust/Business
| Key | Description |
|---|---|
type required string |
Trust or Business |
name string |
The entity’s name. |
tin string |
The entity’s TIN. Must be formatted as ##-####### |
phone_work string |
The entity’s phone number. Must contain 10 numbers and be formatted as (###) ###-#### |
email string |
The entity’s email. This is checked via a 3rd party email validator. |
relationship string |
How the entity individual is related to the insured. Must be Employer or Other. If the entity is the owner, you may specify Creditor |
formation_date date |
A Trust’s formation date. Must be formatted |
address_street string |
The entity’s street address |
address_city string |
The entity’s city |
address_zip number |
The entity’s zip. Must be 5 digits long |
address_state string |
The entity’s state. Must be the 2 letter abbreviated state |
address_country string |
The entity’s state. Must be the full country name |
beneficiary_amount number |
The entity’s percent of the benefit. 1 <= => 100 |
responsible_individual_email string |
The signer/trustee’s email (if other than insured) |
responsible_individual_first_name string |
The signer/trustee’s first name (if other than insured) |
responsible_individual_last_name string |
The signer/trustee’s last name (if other than insured) |
responsible_party_relationship string |
If the insured’s title if they’re the signer |
responsible_party_sole_signer string |
If the insured is the only signer |
is_owner boolean |
This entity is the owner of the policy |
is_primary_beneficiary boolean |
This entity is a Primary Beneficiary |
is_contingent_beneficiary boolean |
This entity is a Contingent Beneficiary |
Quote & Apply Pre-fill Examples
You can pre-fill Quote & Apply by appending query string params to the URL or to Quote & Apply’s src. The empty param prefill must be one of the top-level search parameters if you wish to use this feature.
Basic
https://app.back9ins.com/apply/demo?prefill&first_name=Mary&last_name=Sue&gender=Female&birthdate=1970-01-01&phone=(800) 790-1951&[email protected]
Pre-fill an application for Mary Sue who was born Jan 1st, 1970, with her phone number and email.
Basic with NPN
https://back9ins.com/apply?prefill&first_name=Mary&last_name=Sue&gender=Female&birthdate=1970-01-01&phone=(800) 790-1951&[email protected]&npn={Your NPN}
In addition to the example #1, you can set the agent by passing in the National Producer Number (NPN) of the agent. If the NPN isn’t BackNine’s BOSS, we’ll show a signup page for the agent to create an account.
Limit Product Types
https://app.back9ins.com/apply/demo?prefill&first_name=Mary&last_name=Sue&gender=Female&birthdate=1970-01-01&phone=(800) 790-1951&[email protected]&health=1&smoker=Never&product_types=[accidental_death]&product_category=Accidental Death&step=quote
Limit the available products to only accidental death, set the product category to accidental death, and have the user land on the quote step. For the user to land on the quote step, all previous steps must be valid so we set health to 1 and smoker to Never.
Current Smoker
https://app.back9ins.com/apply/demo?prefill&first_name=Mary&last_name=Sue&gender=Female&birthdate=1970-01-01&phone=(800) 790-1951&[email protected]&smoker=Currently&smoking_statuses=[{"frequency": 365, "category": "Cigarettes"}]&health=3
Pre-fill an application for Mary Sue who was born Jan 1st, 1970, and currently uses cigarettes daily with health of 3. Note that smoking statuses are JSON.
Previous Smoker
https://app.back9ins.com/apply/demo?prefill&first_name=Mary&last_name=Sue&gender=Female&birthdate=1970-01-01&phone=(800) 790-1951&[email protected]&smoker=Previously&smoking_statuses=[{"frequency": 365, "category": "Cigarettes", "last_use_date": "2000-01-01"}]&health=3
Pre-fill an application for Mary Sue who was born Jan 1st, 1970, and a previous smoker who used cigarettes daily and quit smoking January 1, 2000 with health of 3. Note that smoking statuses are JSON.
Metadata
https://app.back9ins.com/apply/demo?prefill&metadata={"Agentid":"1234","Campaign":"Quote-Life"}
Pre-fill metadata with URL parameters. The pre-fill parameter metadata allows you to store arbitrary information that is displayed when viewing the eApp in BOSS, when you export a CSV of your data within BOSS, or when using Webhooks.
When using metadata, or any JSON, make sure to escape the special characters if used in a script src.
Include Parties (Beneficiaries/Owner)
https://app.back9ins.com/apply/demo?prefill&first_name=Grace&last_name=Shields&state=CA&gender=Female&health=5&smoker=Never&height=66&weight=135&birthdate=1987-01-01&[email protected]&phone=1231231234&street_address=310 N Westlake Blvd&city=Westlake Village&zip=91362&years_at_address=3&employer=BackNine&occupation=SE&occupation_years=5&employer_street_address=310 N Westlake Blvd&employer_state=CA&employer_zip=91362&employer_city=Westlake Vilage&income=50000&assets=25000&liabilities=12500&ssn=123-12-1231&birth_state_or_country=CA&us_citizen=yes&drivers_license=f1234567&drivers_license_state=CA&parties=[{"first_name":"Sadie","last_name":"Guardia","relationship":"Wife","gender":"Male","address_street":"310 N Westlake Blvd","address_city":"Westlake Village","address_zip":"91362","address_state":"CA", "address_country": "United States", "beneficiary_amount":"100","type":"Individual", "is_primary_beneficiary": "true", "birthdate": "1990-01-01"}]
Specify who the beneficiaries are and who the owner is. By default, the insured is the owner.
Script Source
<div id="container-id"></div>
<div>
<script
id="strife"
src="https://cdn.quoteandapply.io/widget.js?prefill&first_name=John&last_name=Doe&test=true"
data-strife-container-id="container-id"
></script>
</div>
Pre-fill the insured’s first and last name by appending parameters to Quote & Apply’s src instead of using URL parameters.
Sign up + Connections
<div id="container-id"></div>
<div>
<script
id="strife"
src='https://cdn.quoteandapply.io/widget.js?prefill&npn={Your NPN}&connections=[{"parent_type": "Agent", "parent_id": 1, "hierarchy": 1}]'
data-strife-container-id="container-id"
></script>
</div>
If you embed Quote & Apply and don’t include a data-strife-key, we won’t know who is adding the agent. In this rare case, add yourself into the hierarchy for agents that create accounts by adding your ID into the connections array. Once the agent creates their account, you’ll be able to view the agent within your BOSS account.
Quote Params
Use these prefill params to dial in the quote for you client.
| Parameter | Description |
|---|---|
carriers array |
Limit the carriers. Carrier ID dictionary is available at: https://app.back9ins.com/help-center/articles/128 Example carriers=[28] |
cash_value number |
Age to which coverage will last. Only available for Accumulation IUL, Protection IUL, Protection VUL, and UL. |
death_benefit number |
The desired death benefit. Use any number 5000 through 10000000 |
guaranteed_issueboolean |
Only available for Final Expense. Only responds to “true”. Use when only guaranteed issue final expense is desired. |
income_end_age number |
Only available on Accumulation IUL, Protection IUL, Protection VUL, and Universal Life when income is on. Any number greater than income_start up to 120, |
income_solve string |
Only available on Accumulation IUL, Protection IUL, Protection VUL, and Universal Life when income is on. Must be either No or Max. |
income_start_age number |
Only available on Accumulation IUL, Protection IUL, Protection VUL, and Universal Life when income is on. Any number greater than the insured’s age and less than income_end_age up to 120 |
lapse_protection_to_age number |
Age to which the insureds policy is protected from lapsing. Only available for Accumulation IUL, Protection IUL, Protection VUL, and UL. 65 <= => 120 |
ltc_rider_percentage number |
Only available when ltc_rider is true. A number between 1-4 |
ltc_rider boolean |
Only available on Accumulation IUL, Protection IUL, Protection VUL, and UL. |
mode number |
How many times per year the premium is due. Must be 1, 2, 4, or 12 |
pay_duration string, number |
Duration of premium payments. Only available for Accumulation IUL, Protection IUL, Protection VUL, and UL. 1 <= pay_duration <= 99 or Lifetime |
premium number |
Desired amount paid according to the mode |
products array |
Limit the products. Example products=[105, 270, 323, 472, 2721, 2742, 2499] |
product_types array |
Array of all or some of the following: accidental_death, iul, ltc, linked_benefit, fex, gul, piul, pvul, rop_term, term, ul, whole_life |
selected_type string |
The default product category shown after the birthdate step. Must be accidentalDeath, aiul, fex, gul, piul, ropTerm, term, ul, or wholeLife |
solve string |
See below for solves |
term_duration number |
Sets the term duration for Term and Return of Premium Term. Must be 10, 15, 20, 25, 30, 35, or 40 |
Premium Solves
| selected_type | Solve |
|---|---|
aiul |
Maximum Non-MEC Premium, Target Premium, Premium Solve Cash Value at Age |
piul |
Maximum Non-MEC Premium, Target Premium, Premium Solve Cash Value at Age, Lapse Protection Death Benefit |
pvul |
Maximum Non-MEC Premium, Target Premium, Premium Solve Cash Value at Age, Lapse Protection Death Benefit |
ul |
Maximum Non-MEC Premium, Target Premium, Premium Solve Cash Value at Age, Lapse Protection Death Benefit |
wholeLife |
Base Premium |
Death Benefit Solves
| selected_type | Solve |
|---|---|
aiul |
Min Non-MEC DB, Target, DB Solve Cash Value at Age |
piul |
Min Non-MEC DB, Target, DB Solve Cash Value at Age, Lapse Protection Death Benefit |
pvul |
Min Non-MEC DB, Target, DB Solve Cash Value at Age, Lapse Protection Death Benefit |
ul |
Min Non-MEC DB, Target, DB Solve Cash Value at Age, Lapse Protection Death Benefit |
wholeLife |
Base Death Benefit |
No Solves
| selected_type | Solve |
|---|---|
aiul |
Specify Premium and Death Benefit |
piul |
Specify Premium and Death Benefit |
pvul |
Specify Premium and Death Benefit |
ul |
Specify Premium and Death Benefit |
Smoking Status Object Structure
Use this to populate the smoking statuses array with respect to the smoker prefill option chosen.
| Parameter | Description |
|---|---|
category required string |
The item the user uses or has used. Must be Cigarettes, eCigarettes, Cigars, Pipe, Chew, or Marijuana |
frequency required string |
How frequently the user uses or has used. Must be 2, 12, 52, or 365 |
last_use_date string, optional |
The last use date of this item. Must be formatted as YYYY-MM-DD. This is required if smoker is Previously |
User Experience Params
Use these prefill params to customize the user experience.
| Parameter | Description |
|---|---|
active_first_input boolean |
Causes the first input on Quote & Apply to be active when Quote & Apply loads. This can cause the page to scroll (i.e. jump) if Quote & Apply is below the fold. |
dark boolean |
Enables/disables dark mode |
greeting string |
Override the “greeting” text when asking for first name and last name |
step string |
hearts, compare, quote, contact The step to land on. step=quote and step=contact will create an electronic application when the page loads. You must include selected_type when using contact so the eApp is created for the correct product category. step=contact will create the eApp with the first product. You can specify products so the eApp is created with your desired product. |
Quote & Apply Analytics
Google Analytics
To view your session data within your Google Analytics account, log into BOSS > Quote & Apply > select a specific Quote & Apply website and insert your Google Analytics ID. You should immediately see session data within your Google Analytics account.
If you’d like to utilize our pre-built conversion funnel reports (shown in the image below), navigate to the Google Analytics Solutions Gallery > search for “Quote & Apply Conversion Funnels” > click import next to the result authored by reidtattersall.
After 24 hours, you should see data within your Google Analytics reports (see screenshot) which is located in Google Analytics > Conversions > Goals > Funnel Visualization.
Google Tag Manager
To add your Google Tag Manager ID, log into BOSS > Quote & Apply > select a Quote & Apply website and insert your Google Tag Manager ID. Import this container into your GTM account.
We will not report to your Google Analytics account if you insert a Google Tag Manager ID. If you want to utilize Google Analytics and Google Tag Manager, please implement Google Analytics via Google Tag Manager.
Custom Scripts/Pixels
You can add custom scripts (e.g. tracking software like Hotjar, chat widgets like Zendesk, or pixels from social media companies like Meta) through Google Tag Manager. Add your Google Tag Manager ID on the settings of your Quote & Apply website within BOSS, then add your third party scripts within Google Tag Manager.
Getting Quotes
Endpoint
POST https://app.back9ins.com/api/v1/quotes
content-type: application/json
Authentication
Each request must contain an authentication header:
X-BACKNINE-AUTHENTICATION: your-api-key
Your API key can be found at https://app.back9ins.com/integrations
Sample Requests
1. Basic quotes example
{
"quotes": [{
"face_amounts": [1000000],
"gender": "Male",
"birthdate": "1990-05-11",
"state": "CA",
"health": 5,
"smoker": "Never",
"mode": 12,
"product_categories": ["term.10_year"]
}]
}
2. Example to receive link_to_share and link_to_sms
{
"quotes": [{
"face_amounts": [1000000],
"gender": "Male",
"birthdate": "1990-05-11",
"state": "CA",
"health": 5,
"smoker": "Never",
"mode": 12,
"product_categories": ["term.10_year"],
"npn": "1234567",
"first_name": "John",
"last_name": "Doe",
"phone_number": "1234567890"
}]
}
3. Example to with usages and multiple face_amounts and product_categories
{
"quotes": [{
"face_amounts": [500000, 1000000],
"gender": "Male",
"birthdate": "1990-05-11",
"state": "CA",
"health": 3,
"height": 69,
"weight": 170,
"smoker": "Previously",
"usages": [
{
"status": "Previously",
"last_use_date": "2018-01-01",
"frequency": 2,
"category": "Cigarettes"
}
],
"mode": 12,
"product_categories": ["term.10_year", "term.non_med.15_year"],
"npn": "1234567",
"first_name": "John",
"last_name": "Doe",
"phone_number": "1234567890"
}]
}
4. Example using Zapier
| Parameter | Description |
|---|---|
face_amounts required boolean |
A list of the face amounts being quoted |
state required string |
two digit state abbreviation |
mode required number |
How many times per year the insured will be paying. Possible values are 1, 2, 4, or 12. |
product_categories required array |
term.10_year, term.15_year, term.20_year, term.25_year, term.30_year, term.35_year, term.40_year, term.non_med.10_year, term.non_med.15_year, term.non_med.20_year, term.non_med.25_year, term.non_med.30_year, term.return_of_premium.15_year, term.return_of_premium.20_year, term.return_of_premium.25_year, term.return_of_premium.30_year |
health required number |
1 - 5 (5 being the best) required unless product_category = 10 Year Non Medical Term, 15 Year Non Medical Term, 20 Year Non Medical Term, 25 Year Non Medical Term, 30 Year Non Medical Term |
smoker required boolean |
The smoker status. The prospect’s smoking status. Can be either Never, Previously, or Currently. More information is below. Required unless Accidental Death |
usages array |
A list of smoker information for the different types of smokable items. Leave empty or omit if smoker status is Never. |
npn boolean |
Including npn is required to receive link_to_sms and link_to_share in the response. The npn is the national producer number of the agent the link_to_sms and link_to_share will be from. The agent must exist in BOSS. |
first_name string |
Including first_name is required to receive link_to_sms in the response. |
last_name string |
Including last_name is required to receive link_to_sms in the response. |
phone_number string |
Including phone_number is required to receive link_to_sms in the response. |
height number |
The insured’s height represented in inches. |
weight number |
The insured’s weight. |
Usages
See Above for Smoking Status Object Structure
| Parameter | Description |
|---|---|
status required string |
The current status. Must be Currently, Previously |
category required string |
The item the insured uses or has used. Must be Cigarettes, eCigarettes, Cigars, Pipe, Chew, or Marijuana |
frequency required string |
How frequently the insured uses or has used. Must be 2, 12, 52, or 365 |
last_use_date string, optional |
The last use date of this item. Must be formatted as YYYY-MM-DD. This is required if smoker is Previously |
Response Format Example
1. Quotes Response
{
"quotes": [
[
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 29.33,
"annual_premium": 345.11,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "If you've seen the doctor and completed blood work in the last 18 months you won't need a medical exam. We'll review your medical records and application to confirm.",
"required": "possibly"
},
"carrier": {
"name": "Banner",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/lga_square.svg",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/lga_square.svg",
"established_year": 1981,
"am_best_rating": "A+",
"id": 28
},
"product": {
"name": "OPTerm 20",
"id": 105,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 29.34,
"annual_premium": 347.2,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "American General",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/FMAOLPFO.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/FMAOLPFO.png",
"established_year": 1960,
"am_best_rating": "A",
"id": 37
},
"product": {
"name": "SAT - 20 Year",
"id": 11,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 29.5,
"annual_premium": 347.1,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "Protective",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/protective_square.svg",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/protective_square.svg",
"established_year": 1978,
"am_best_rating": "A+",
"id": 59
},
"product": {
"name": "Classic Choice Term 20",
"id": 2612,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 29.69,
"annual_premium": 349.29,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "If you've seen the doctor and completed blood work in the last 12 months you don't need a medical exam. We'll ask you some questions over the phone and review your medical records.",
"required": "possibly"
},
"carrier": {
"name": "Pacific Life - Lynchburg",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/pacific_life_square.svg",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/pacific_life_square.svg",
"established_year": 1868,
"am_best_rating": "A+",
"id": 9
},
"product": {
"name": "Promise Term 20",
"id": 2774,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 31.0,
"annual_premium": 360.44,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "Lincoln National Life",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/lincoln-financial-logo-square.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/lincoln-financial-logo-square.png",
"established_year": 1905,
"am_best_rating": "A+",
"id": 18
},
"product": {
"name": "Lincoln LifeElements 20yr Term",
"id": 38,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 31.45,
"annual_premium": 370.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "Based on your answers to underwriting questions, an exam may or may not be required.",
"required": "possibly"
},
"carrier": {
"name": "Transamerica",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/transamerica_square.svg",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/transamerica_square.svg",
"established_year": 1961,
"am_best_rating": "A",
"id": 79
},
"product": {
"name": "Trendsetter Super (20 Yrs)",
"id": 531,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 33.37,
"annual_premium": 400.43,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "Savings Bank Life Insurance",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/sbli_logo.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/sbli_logo.png",
"established_year": 1907,
"am_best_rating": "A",
"id": 3
},
"product": {
"name": "Level Premium Term 20 (guar 20)",
"id": 145,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 34.76,
"annual_premium": 395.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "Based on your answers to underwriting questions, an exam may or may not be required.",
"required": "possibly"
},
"carrier": {
"name": "North American",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/north_american_reduced_size_square.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/north_american_reduced_size_square.png",
"established_year": 1886,
"am_best_rating": "A+",
"id": 72
},
"product": {
"name": "ADDvantage 20 (guar 20)",
"id": 550,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 35.12,
"annual_premium": 408.58,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "Protective",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/protective_square.svg",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/protective_square.svg",
"established_year": 1978,
"am_best_rating": "A+",
"id": 59
},
"product": {
"name": "Custom Choice UL - 20 Year No Lapse",
"id": 556,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 38.94,
"annual_premium": 445.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "Based on your answers to underwriting questions, an exam may or may not be required.",
"required": "possibly"
},
"carrier": {
"name": "Prudential Financial",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/prudential_qa_logo.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/prudential_qa_logo.png",
"established_year": 1873,
"am_best_rating": "A+",
"id": 82
},
"product": {
"name": "Term Essential 20",
"id": 665,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 40.22,
"annual_premium": 465.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "John Hancock",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/john_hancock_scaled_avatar.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/john_hancock_scaled_avatar.png",
"established_year": 1862,
"am_best_rating": "A+",
"id": 77
},
"product": {
"name": "Protection Term 20",
"id": 174,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 41.43,
"annual_premium": 478.95,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "John Hancock",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/john_hancock_scaled_avatar.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/john_hancock_scaled_avatar.png",
"established_year": 1862,
"am_best_rating": "A+",
"id": 77
},
"product": {
"name": "Protection Term 20 with Vitality",
"id": 1899,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 43.5,
"annual_premium": 500.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "Based on your answers to underwriting questions, an exam may or may not be required.",
"required": "possibly"
},
"carrier": {
"name": "Assurity",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/assurity-life-insurance-company.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/assurity-life-insurance-company.png",
"established_year": 1964,
"am_best_rating": "A-",
"id": 4
},
"product": {
"name": "20 Year Term",
"id": 219,
"carrier_e_delivery": false
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 44.44,
"annual_premium": 505.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "Based on your answers to underwriting questions, an exam may or may not be required.",
"required": "possibly"
},
"carrier": {
"name": "Life Insurance Company of the Southwest",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/national-life-group-logo-vector.svg",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/national-life-group-logo-vector.svg",
"established_year": 1955,
"am_best_rating": "A+",
"id": 10
},
"product": {
"name": "Term 20",
"id": 697,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 53.32,
"annual_premium": 620.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "Based on your answers to underwriting questions, an exam may or may not be required.",
"required": "possibly"
},
"carrier": {
"name": "Transamerica",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/transamerica_square.svg",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/square_carrier_avatars/transamerica_square.svg",
"established_year": 1961,
"am_best_rating": "A",
"id": 79
},
"product": {
"name": "Trendsetter LB 20",
"id": 441,
"carrier_e_delivery": true
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
},
{
"face_amount": 1000000.0,
"birthdate": "2001-01-01",
"product_category": "20 Year Term",
"premium": 61.69,
"annual_premium": 705.0,
"mode": 12,
"state": "VA",
"health": 5,
"validated_rating": "Super Preferred",
"exam_details": {
"text": "requires a complimentary exam. In a few steps you'll schedule your exam at a time and place convenient for you.",
"required": true
},
"carrier": {
"name": "Nationwide",
"avatar": "https://d1usw6tyldpxhi.cloudfront.net/nationwide-logo-seo.png",
"avatar_url": "https://d1usw6tyldpxhi.cloudfront.net/nationwide-logo-seo.png",
"established_year": 1981,
"am_best_rating": "A+",
"id": 39
},
"product": {
"name": "YourLife 20 Year Term",
"id": 284,
"carrier_e_delivery": false
},
"link_to_pdf": "http://www.example.com/api/v1/quotes/6kQ3.pdf",
"link_to_share": "http://www.example.com/e/6kQ3",
"link_to_sms": "http://www.example.com/api/v1/quotes/6kQ3/sms"
}
]
]
}
The details entry is an array of per-requested quote response. This meaning that the array by index will tell you which quote requests by index had parameter errors as well as telling you which were sent correctly displaying the value “valid”, otherwise it will contain an array of which parameters caused the error.
Sending the SMS
Send a POST request to the link_to_sms URL provided within the quotes request. No authentication is needed.
POST https://example.com/api/v1/quotes/3kTMd/sms
Quote & Apply Pre-fill
You can use the data from the quotes to pre-fill your eApp with a selected quote (potentially chosen by the user). For example, if you wanted the user to land on the quote step and see the same product that they choose from within your application, set step=quote and product_id.
Text Messaging
Summary
BackNine’s text messaging endpoint allows you to send POST requests which result in a personalized text message to your prospect that contains a customized rate, your name, your Quote & Apply website, and a link to apply. The text message looks like this:
Hi John, this is your insurance agent Reid Tattersall. Did you know you could protect your loved ones with life insurance for as low as $30 per month for $1,000,000? Here’s a no obligation quote: https://app.back9ins.com/t/35a77cf5
Clicking the link will launch Quote & Apply with the client’s information pre-filled.
This service cannot be used for mass and or blast text messages. The API has a limiter to only accept a certain number of requests per time period.
Endpoint
POST https://app.back9ins.com/api/v1/text
Authentication
Each request must contain an authentication header:
X-BACKNINE-AUTHENTICATION: your-api-key
Your API key can be found at https://app.back9ins.com/integrations
Sample Request
{
"sender_npn": "1234567",
"first_name": "John",
"last_name": "Doe",
"phone_number": "8056600999",
"death_benefit": 1000000,
"gender": "Male",
"birthdate": "1990-05-11",
"state": "CA",
"health": 5,
"smoker": "Never",
"mode": 12,
"product_category": "10 Year Term"
}
Send an HTTPS POST request to the above route along with the request body in order to retrieve send a text message:
| Parameter | Description |
|---|---|
| sender_npn required number |
The national producer number of the agent the text will be from. The agent must exist in BOSS and either the NPN and API must belong to the same agent or you must have a connection to the agent. |
| first_name required string |
The prospect’s first name. |
| last_name required string |
The prospect’s last name. |
| phone_number required string |
The propsect’s 10 digit phone number. (###) ###-#### |
| death_benefit required number |
Suggested amount is 1000000 and ranges from 50000 to 10000000. |
| gender required string |
Either Male or Female. |
| birthdate required date |
The prospect’s birthdate in YYYY-MM-DD format. |
| state required string |
Two digit state abbreviation. |
| health required number |
1 - 5 (5 being the best). |
| smoker required string |
The prospect’s smoking status. Can be either Never, Previously, or Currently. More information is below. |
| usages required array |
A list of smoker information. Leave empty or omit if smoker is Never. |
| mode required number |
How many times per year the insured will be paying. Must be 1, 2, 4, or 12. |
| product_category required string |
Accidental Death, 10 Year Term, 15 Year Return of Premium Term, 15 Year Term, 20 Year Return of Premium Term, 20 Year Term, 25 Year Return of Premium Term, 25 Year Term, 30 Year Return of Premium Term, 30 Year Term, To Age 95, To Age 100, To Age 120. |
Usages
See Above for Smoking Status Object Structure
| Parameter | Description |
|---|---|
category required string |
The item the user uses or has used. Must be Cigarettes, eCigarettes, Cigars, Pipe, Chew, or Marijuana |
frequency required string |
How frequently the user uses or has used. Must be 2, 12, 52, or 365 |
last_use_date string, optional |
The last use date of this item. Must be formatted as YYYY-MM-DD. This is required if smoker is Previously |
Response Format
If the request is successful, you will receive a 204 response.
Error Handling
If the request is not successful due to not having all required fields, you will receive an error message.
Accidental Death API
Endpoint
The endpoint for this action is as follows:
POST https://app.back9ins.com/api/v1/apply/accidental_death
Authentication
Each request must contain an authentication header:
X-BACKNINE-AUTHENTICATION: your-api-key
Your API key can be found at https://app.back9ins.com/integrations
Parameters
{
"eft": {
"account_type": "Checking",
"routing_number": "000000000",
"account_number": "0"
},
"electronic_application": {
"approved_domain_id": 1,
"face_amount": 500000,
"gender": "Male",
"birthdate": "1990-05-11",
"state": "CA",
"mode": 12,
"product_category": "Accidental Death",
"application_roles_attributes": [
{
"role": "Insured",
"ownable_attributes": {
"ownable_type": "Individual",
"first_name": "John",
"last_name": "Doe",
"gender": "Male",
"birthdate": "1990-05-11",
"email": "[email protected]",
"phone_mobile": "(123) 456-7890",
"ssn": "123-45-6789",
"birth_location": "FL",
"addresses_attributes": [
{
"address_type": "home",
"street_address": "1234 My Street",
"city": "Westlake Village",
"state": "CA",
"zip": "91362",
"country": "United States"
}
]
}
},
{
"role": "Primary Beneficiary",
"relationship": "Other",
"beneficiary_qualifier": "Percent",
"beneficiary_amount": 1,
"ownable_attributes": {
"ownable_type": "Entity",
"name": "Test Business",
"tin": "12-3456789",
"phone_work": "(123) 456-7890"
}
},
{
"role": "Contingent Beneficiary",
"relationship": "Grandfather",
"beneficiary_qualifier": "Percent",
"beneficiary_amount": 1,
"ownable_attributes": {
"ownable_type": "Individual",
"first_name": "Test",
"last_name": "Beneficiary",
"birthdate": "1950-05-11"
}
}
],
"electronic_application_cases_attributes": [
{
"product_id": 2645,
"status": "Active"
}
],
"editors_attributes": [{
"name": "Test Editor",
"email": "[email protected]"
}]
}
}
Send an HTTPS POST request to the above route along with the request body to generate an eApp session for your client.
Top-level parameters
These are the top-level JSON parameters you will be sending to our endpoint.
| Parameter | Description |
|---|---|
electronic_application required object |
See parameters below. |
eft required object |
See parameters below. |
Electronic Application parameters
These describe the electronic_application parameter listed above.
| Parameter | Description |
|---|---|
approved_domain_id required number |
The ID of the approved domain. Check BOSS to get the ID of the domain you wish to associate the eApp with. |
face_amount required number |
The face amount applied for. |
gender required string |
The gender of the applicant. Must be “Male” or “Female”. |
birthdate required date |
The birthdate in YYYY-MM-DD format. |
state required string |
The 2 digit state abbreviation. |
mode required number |
A number representing the premium mode. Can be 12 (monthly), 4 (quarterly), 2 (semi-annually), or 1 (annually). |
test required boolean |
Indicates whether this is a test eApp or a real eApp. Defaults to the value on the approved domain. Check BOSS to see the value for the domain you pass in. |
application_roles_attributes required
array Creates roles such as “insured” on the policy.
Application Roles parameters
These describe the application_roles_attributes parameter listed above. You can use this parameter to pre-fill the insured’s info on the eApp. You also use this parameter to determine who will be the beneficiaries. You must have at least one primary beneficiary. The sum of all primary beneficiaries must add up to 1 (or 100%). The sum of all contingent beneficiaries must also add up to 1 (or 100%).
| Parameter | Description |
|---|---|
role required string |
The role of the ownable on the policy. Valid options are: “Insured”, “Primary Beneficiary”, “Contingent Beneficiary”. |
relationship required string |
The relationship to the Insured. Can be "Mother", "Father", "Grandfather", "Brother", "Sister", etc. This field must be null for the insured. |
beneficiary_qualifier required string |
Must be "Percent". Only used for beneficiaries. Required and reserved for beneficiaries only |
beneficiary_amount required number |
A floating-point number representing the percentage the beneficiary will receive if the insured passes. 1 means 100%, 0.5 means 50%, etc. Only used for beneficiaries. |
ownable_attributes required object |
Attributes describing the ownable. |
Ownable parameters
These describe the ownable_attributes parameter listed above for Application Roles. This is a polymorphic association, but we currently only support parameters describing an individual. You can use this parameter to pre-fill the insured’s info on the eApp.
| Parameter | Description |
|---|---|
ownable_type required string |
The type of the ownable. Must be “Individual”. |
first_name required string |
|
last_name required string |
|
phone_mobile required string |
The individual’s phone number. It must be in the format (###) ###-####. This is the phone number that shows up on the personal information section (step 2) of the app. |
email required string |
Must be in a valid email format. |
ssn required string |
Must be in the format ###-##-####. |
birthdate required date |
Must be in the format YYYY-MM-DD. |
gender required string |
Must be either Male or Female. |
Address parameters
This section describes one entry in the addresses_attributes array.
| Parameter | Description |
|---|---|
address_type required string |
Currently can only be “home”. |
street_address required string |
The ownable’s street address, both name and number. For example, “1234 My Street”. |
city required string |
|
state required string |
The state’s two letter abbreviation, such as “CA” for California. |
zip required number |
The 5 digit postal code. Must be in the format “XXXXX”. |
country required string |
Currently we only support “United States”. |
Electronic Application Case parameters
This section describes one entry in the electronic_application_cases_attributes array.
Use this section to list the applicants pending and inforce insurance. Only one electronic_application_case per status is necessary.
| Parameter | Description |
|---|---|
product_id required number |
Currently can only be 2645. |
status required string |
Can be "Active", "Pending", or "Active - Being Replaced". |
EFT parameters
These describe the top-level eft parameter listed above. The EFT must be the
insured’s EFT.
| Parameter | Description |
|---|---|
account_type required string |
“Checking” or “Savings”. |
routing_number required string |
A valid routing number (no spaces). |
account_number required string |
A valid account number (no spaces). |
Webhooks
Cases and Quote & Apply Applications
Subscribing to our Case or Quote & Apply Application webhooks allows you to integrate Case and Quote & Apply application data with your systems. Once subscribed we’ll send a webhook everytime one of your cases or Quote & Apply applications is created or updated.
Example Use Cases
Acme Insurance Agency wants to track their Quote & Apply applications so their call center can call prospects when the prospect provides their contact information. Using the webhook, Acme receives the Quote & Apply application data and stores it in their database. Once they receive the data with an insured’s phone and email, a call center agent is notified and calls the prospect.
A CRM uses BackNine’s webhooks to display up to date Case and Quote & Apply data within their CRM for their users.
John Doe Insurance Services wants their Quote & Apply prospects to be added to their email marketing campaigns. They connect this hook to their email marketing program so the prospect receives emails from John Doe Insurance Services.
Subscribe via Back9
On the integrations page in BOSS, find the Case or Electronic Application hook via BackNine. Paste in your desired endpoint for us to post data to. This option is completely free for unlimited amount of data transfers but takes some development work on your end to complete the integration.
Subscribe via Zapier
Click this link to view our suite of Zaps. Zapier is free up to a certain amount of tasks performed, but after that threshold is passed each zap accrues charges on your account.
Example Data Structure
Please send a GET request to one of the following URL’s with headers X-BACKNINE-AUTHENTICATION and value of your API key.
Cases: https://app.back9ins.com/api/v1/webhook_zapier_test_case
Quote & Apply Application (i.e. ElectronicApplication):https://app.back9ins.com/api/v1/webhook_zapier_test_electronic_application
Example Quote & Apply application response with nested Case is shown in the example.
[
{
"id":116662,
"uuid":"ae9f4263-95e6-4fab-ab65-7a641bef0e81",
"approved_domain_id": 1,
"step":14,
"named_step": "DocuSign - Final Step",
"face_amount":1000000.0,
"premium":44.94,
"target_premium":null,
"mode":12,
"pay_duration":null,
"state":"CA",
"url":"https://quoteandapply.io/",
"apply_link": "https://quoteandapply.io/?strife_id=116662&strife_uuid=a36d5544-5013-43cf-b3e9-58f59dc92fd3",
"metadata": null,
"first_name":"John",
"last_name":"Doe",
"birthdate":"1987-01-02",
"gender":"Male",
"zip":null,
"cash_value":1.0,
"age_value":120,
"ltc_rider_percentage":4,
"other_pending_insurance_amount_to_be_accepted":null,
"exam_date":"2020-12-14T07:45:00.000-08:00",
"order_number":"TestModeConfirmation",
"smoker":"Currently",
"health":4,
"height":69,
"weight":160,
"validated_rating":"Preferred NT",
"referrer_id":null,
"referrer_type":null,
"product_category":"20 Year Term",
"solve":"term",
"crediting_rate":"Default Rate",
"ltc_rider":false,
"income_solve":"No",
"income_start_age":65,
"income_end_age":90,
"lapse_protection_to_age":100,
"part2":null,
"humanized":null,
"test":false,
"tia":true,
"has_physician":true,
"sync_now":true,
"human_api_invited_at":null,
"eft":true,
"exam_skip_reason":null,
"status":"Completed",
"call_center":true,
"agent_phone":"(805) 413-7562",
"agent":{
"id":1179,
"name":"Reid Tattersall",
"avatar":"production/agents/YBOQLRNVVGSIUTAT",
"email":"[email protected]",
"type":{
"model":"Agent",
"link":"agents"
},
"phone_work":"(805) 413-7562",
"npn":10790698
},
"product":{
"id":105,
"name":"OPTerm 20",
"carrier":{
"id":28,
"name":"Banner",
"avatar":"https://d1usw6tyldpxhi.cloudfront.net/591900ff-cece-5ce0-0d1c-4f76313d2f3d.png",
"scaled_avatar":"https://d1usw6tyldpxhi.cloudfront.net/MZJJPPDV.jpg"
}
},
"carrier":{
"id":28,
"name":"Banner",
"avatar":"https://d1usw6tyldpxhi.cloudfront.net/591900ff-cece-5ce0-0d1c-4f76313d2f3d.png",
"scaled_avatar":"https://d1usw6tyldpxhi.cloudfront.net/MZJJPPDV.jpg"
},
"case":{
"id":26723,
"line":"life",
"policy_number":"Pending",
"elimination_period":null,
"inflation":null,
"benefit_period":null,
"benefit_amount":null,
"benefit_mode":null,
"premium":{
"premium":44.94,
"total":539.28
},
"tax_type":"Non-Qualified",
"surrender_charge_expiration":0,
"tracking_number":null,
"advisors":[
{
"marketing_manager_id":1,
"id":1179,
"type":"Agent",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"avatar":"production/agents/YBOQLRNVVGSIUTAT",
"email":"[email protected]",
"type":{
"model":"Agent",
"link":"agents"
},
"phone_work":"(805) 413-7562",
"npn":10790698
},
"appointment":{
"id":8247,
"name":"W2Q0000 (assigning to BackNine)",
"assignment":{
"id":2212,
"name":"W2Q0000"
}
},
"appointment_case_id":28073,
"reports":{
"id":8247,
"name":"W2Q0000 (assigning to BackNine)",
"assignment":{
"id":2212,
"name":"W2Q0000"
}
},
"marketing_manager":{
"id":1,
"name":"Reid Tattersall"
},
"percents":{
"split_percent":1.0,
"renewal_split":1.0
}
}
],
"contract_parties":[
{
"id":60668,
"type":"individual",
"name":"John Doe",
"first_name":"John",
"last_name":"Doe",
"avatar":"production/contract_parties/CXATZRSU",
"birthdate":"1987-01-02",
"party_id":"121-65-5465",
"email":"[email protected]",
"roles":[
{
"id":76132,
"role":"Insured",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":null,
"beneficiary_amount":null
},
{
"id":76133,
"role":"Owner",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":null,
"beneficiary_amount":null
}
]
},
{
"id":60669,
"type":"individual",
"name":"Jane Doe",
"first_name":"Jane",
"last_name":"Doe",
"avatar":"production/contract_parties/OMSFMFXI",
"birthdate":"1990-01-02",
"party_id":"645-54-6546",
"email":"[email protected]",
"roles":[
{
"id":76134,
"role":"Primary Beneficiary",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":"Percent",
"beneficiary_amount":1.0
}
]
},
{
"id":60670,
"type":"entity",
"name":"BackNine",
"first_name":null,
"last_name":null,
"avatar":"production/contract_parties/ILDVJSRA",
"birthdate":null,
"party_id":"65-4564445",
"email":"[email protected]",
"roles":[
{
"id":76135,
"role":"Contingent Beneficiary",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":"Percent",
"beneficiary_amount":0.5
}
]
},
{
"id":60671,
"type":"entity",
"name":"Family Trust",
"first_name":null,
"last_name":null,
"avatar":"production/contract_parties/MSCASACK",
"birthdate":"1999-01-02",
"party_id":"54-5681548",
"email":"[email protected]",
"roles":[
{
"id":76136,
"role":"Contingent Beneficiary",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":"Percent",
"beneficiary_amount":0.5
}
]
}
],
"status":"Closed - Not Submitted to Carrier",
"face_amount":1000000.0,
"mode":12,
"outstanding":3,
"commission":0.8,
"case_manager":{
"id":6567,
"name":"Carly Ryan",
"avatar":"production/BQWTXCUCRZJQKWCY",
"email":"[email protected]",
"type":{
"model":"Agent",
"link":"agents"
},
"phone_work":"805-557-1533",
"npn":null
},
"notes":[
{
"id":1910706,
"note":"Reid Tattersall has changed the status to Closed - Not Submitted to Carrier on Pending",
"email":false,
"date":"2020-12-09T01:25:58.000-08:00",
"notable_id":26723,
"notable_type":"Case",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"avatar":"production/agents/YBOQLRNVVGSIUTAT",
"type":{
"link":"agents",
"model":"Agent"
}
},
"created_at":"2020-12-09T01:25:58.000-08:00",
"advisor_access":true,
"carrier_access":false,
"carrier_email":false,
"phone_call":false,
"documents":[
]
},
{
"id":1910705,
"note":"This is a test case for webhooks and should not be deleted.",
"email":false,
"date":"2020-12-09T01:25:49.000-08:00",
"notable_id":26723,
"notable_type":"Case",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"avatar":"production/agents/YBOQLRNVVGSIUTAT",
"type":{
"link":"agents",
"model":"Agent"
}
},
"created_at":"2020-12-09T01:25:49.000-08:00",
"advisor_access":true,
"carrier_access":false,
"carrier_email":false,
"phone_call":false,
"documents":[
]
},
{
"id":1910703,
"note":"Hello Reid, this Banner policy is set for eDelivery so please let me know if you prefer a paper policy. eDelivery emails are sent from DocuSign and your client's access is the first 5 letters of their last name and the last 4 digits of their SSN. You can \u003Ca href='http://www.lgamerica.com/edelivery/'\u003Eclick here\u003C/a\u003E to learn about eDelivery from Banner. ",
"email":true,
"date":"2020-12-09T01:25:10.000-08:00",
"notable_id":26723,
"notable_type":"Case",
"ownable":{
"id":6567,
"name":"Carly Ryan",
"avatar":"production/BQWTXCUCRZJQKWCY",
"type":{
"link":"agents",
"model":"Agent"
}
},
"created_at":"2020-12-09T01:25:10.000-08:00",
"advisor_access":true,
"carrier_access":false,
"carrier_email":false,
"phone_call":false,
"documents":[
]
}
],
"policy_date":null,
"conversion_expiry":null,
"next_call_at":"2020-12-17T09:00:00.000-08:00",
"days_pending":0,
"created_at":"2020-12-09T01:25:08.000-08:00",
"submitted_date":null,
"approved_date":null,
"issue_date":null,
"sent_to_agent":null,
"inforce_date":null,
"app_sign_date":"2020-12-09",
"delivery_requirements_due_date":null,
"closed_date":"2020-12-09",
"ltc_rider":false,
"state":"CA",
"exchange_amount":0.0,
"lump_sum":0.0,
"tracking_number_type":"USPS",
"tracking_number_link":"https://tools.usps.com/go/TrackConfirmAction?tLabels=",
"informal_options":[
"All Offers In",
"Informal Formalized",
"Informal Closed",
"Awaiting Carrier Offers",
"Gathering Medical Information",
"Informal Entered"
],
"commissionable":true,
"target_premium":null,
"timeline":[
{
"date":"2020-12-09",
"description":"Application Signed"
},
{
"date":"2020-12-09T01:25:08.000-08:00",
"description":"Received by BackNine"
},
{
"date":"2020-12-09",
"description":"Closed"
}
],
"carrier_e_delivery":true,
"informal":false,
"cash_received":44.94,
"applied_mode":12,
"applied_premium":44.94,
"case_concierge":{
"id":1448,
"name":"Cindy Smith",
"avatar":"e25e70a0-3924-4f16-9934-5399b257cf0c",
"email":"[email protected]",
"type":{
"model":"Agent",
"link":"agents"
},
"phone_work":"(805) 413-7564",
"npn":null
},
"tia":true,
"product":{
"id":105,
"name":"OPTerm 20",
"line":"life",
"plan_type":"TRM",
"ltc_rider":null,
"carrier":{
"id":28,
"name":"Banner",
"avatar":"https://d1usw6tyldpxhi.cloudfront.net/591900ff-cece-5ce0-0d1c-4f76313d2f3d.png",
"scaled_avatar":"https://d1usw6tyldpxhi.cloudfront.net/MZJJPPDV.jpg"
}
},
"address":{
"id":7909,
"name":"310 N. Westlake Blvd., Suite 240, Westlake Village, CA 91362"
},
"electronic_application":{
"id":116662
},
"commissions":[
],
"documents":[
{
"id":435360,
"name":"electronic_application.pdf",
"category":"Electronic Application",
"ext":"pdf",
"mime_type":"application/pdf",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"type":"Agent"
},
"can_delete":false,
"created_at":"2020-12-09T01:25:10.000-08:00"
}
]
},
"individuals":[
{
"id":88669,
"first_name":"John",
"middle_name":null,
"last_name":"Doe",
"gender":"Male",
"birthdate":"1987-01-02",
"name":"John Doe",
"phone_mobile":"(805) 660-0916",
"email":"[email protected]",
"ssn":"121-65-5465",
"income":150000.0,
"assets":1500000.0,
"liabilities":500000.0,
"bankruptcy":false,
"bankruptcy_type":null,
"bankruptcy_discharge_date":null,
"us_citizen":true,
"birth_location":"CA",
"visa_type":null,
"us_entry_date":null,
"country_of_citizenship":"United States",
"tobacco":null,
"humanized":false,
"drivers_license":{
"id":45924,
"state":"CA",
"number":"D3456789",
"no_drivers_license_reason":null
},
"occupation":{
"id":40727,
"occupation":"Developer",
"start_date":"2008-12-09",
"employee_id":88669,
"employee_type":"Individual",
"employer":{
"id":28139,
"name":"BackNine",
"irrevocable":null,
"business_address":{
"id":515333,
"street_address":"310 N Westlake Blvd",
"zip":"91362",
"city":"Thousand Oaks",
"state":"CA",
"country":"United States",
"address_type":"business",
"raw_address":"310 N Westlake Blvd, Thousand Oaks, CA 91362",
"start_date":null
}
}
},
"addresses":[
{
"id":515332,
"street_address":"123 Paradise Cove Rd",
"zip":"90265",
"city":"Malibu",
"state":"CA",
"country":null,
"address_type":"home",
"raw_address":"123 Paradise Cove Rd, Malibu, CA 90265",
"start_date":"2017-12-09"
},
{
"id":515337,
"street_address":"3101 Townsgate Rd",
"zip":"91361",
"city":"Thousand Oaks",
"state":"CA",
"country":null,
"address_type":"exam",
"raw_address":"3101 Townsgate Rd, Thousand Oaks, CA 91361",
"start_date":null
}
],
"application_roles":[
{
"id":114131,
"role":"Insured",
"beneficiary_amount":null,
"beneficiary_qualifier":null,
"relationship":null,
"electronic_application_id":116662
},
{
"id":114132,
"role":"Owner",
"beneficiary_amount":null,
"beneficiary_qualifier":null,
"relationship":null,
"electronic_application_id":116662
}
],
"efts":[
{
"id":42603,
"account_type":"Checking",
"routing_number":"122105278",
"account_number":"0000000016"
}
],
"medical_sources":[
{
"id":308,
"name":"Starfleet Medical",
"health_system":null,
"physician":null,
"status":"Connected",
"created_at":"2020-12-09T01:14:30.000-08:00"
}
],
"signers":[
{
"id":106795,
"role":"insured1/owner1",
"electronic_application_id":116662
}
]
},
{
"id":88670,
"first_name":"Jane",
"middle_name":null,
"last_name":"Doe",
"gender":"Female",
"birthdate":"1990-01-02",
"name":"Jane Doe",
"phone_mobile":"(805) 660-0917",
"email":"[email protected]",
"ssn":"645-54-6546",
"income":0.0,
"assets":0.0,
"liabilities":0.0,
"bankruptcy":null,
"bankruptcy_type":null,
"bankruptcy_discharge_date":null,
"us_citizen":null,
"birth_location":null,
"visa_type":null,
"us_entry_date":null,
"country_of_citizenship":null,
"tobacco":null,
"humanized":false,
"drivers_license":null,
"occupation":null,
"addresses":[
{
"id":515334,
"street_address":"123 Paradise Cove Rd",
"zip":"90265",
"city":"Malibu",
"state":"CA",
"country":"United States",
"address_type":"home",
"raw_address":"123 Paradise Cove Rd, Malibu, CA 90265",
"start_date":null
}
],
"application_roles":[
{
"id":114133,
"role":"Primary Beneficiary",
"beneficiary_amount":1.0,
"beneficiary_qualifier":"Percent",
"relationship":"Wife",
"electronic_application_id":116662
}
],
"efts":[
],
"medical_sources":[
],
"signers":[
]
}
],
"entities":[
{
"id":28140,
"name":"BackNine",
"tin":"65-4564445",
"email":"[email protected]",
"phone_work":"(805) 660-0918",
"formation_date":null,
"irrevocable":null,
"type":"Entity",
"address":{
"id":515335,
"street_address":"310 N Westlake Blvd",
"zip":"91362",
"city":"Thousand Oaks",
"state":"CA",
"country":"United States",
"address_type":"business",
"raw_address":"310 N Westlake Blvd, Thousand Oaks, CA 91362",
"start_date":null
},
"application_roles":[
{
"id":114134,
"role":"Contingent Beneficiary",
"beneficiary_amount":0.5,
"beneficiary_qualifier":"Percent",
"relationship":"Employer",
"electronic_application_id":116662
}
],
"responsible_parties":[
]
},
{
"id":28141,
"name":"Family Trust",
"tin":"54-5681548",
"email":"[email protected]",
"phone_work":"(805) 660-1920",
"formation_date":"1999-01-02",
"irrevocable":false,
"type":"Entity",
"address":{
"id":515336,
"street_address":"495 N Ventu Park Rd",
"zip":"91320",
"city":"Thousand Oaks",
"state":"CA",
"country":"United States",
"address_type":"business",
"raw_address":"495 N Ventu Park Rd, Thousand Oaks, CA 91320",
"start_date":null
},
"application_roles":[
{
"id":114135,
"role":"Contingent Beneficiary",
"beneficiary_amount":0.5,
"beneficiary_qualifier":"Percent",
"relationship":"Trust",
"electronic_application_id":116662
}
],
"responsible_parties":[
]
}
],
"electronic_application_cases":[
{
"id":6220,
"status":"Active",
"policy_number":"MA456789",
"face_amount":500000.0,
"policy_date":"2010-01-02",
"business_insurance":false,
"replacement_reason":null,
"carrier":{
"id":48,
"name":"MassMutual",
"avatar":"https://d1usw6tyldpxhi.cloudfront.net/93bc8c34-adc7-4fa6-799e-4f7dd8844e2b.png",
"scaled_avatar":"https://d1usw6tyldpxhi.cloudfront.net/"
}
}
],
"smoking_statuses":[
{
"id":33747,
"category":"Cigars",
"frequency":2,
"last_use_date":null,
"status":"Currently"
}
]
}
]
Example Case response with a nested Quote & Apply application (electronic_application) is shown in the example.
[
{
"id":26723,
"line":"life",
"policy_number":"Pending",
"elimination_period":null,
"inflation":null,
"benefit_period":null,
"benefit_amount":null,
"benefit_mode":null,
"premium":{
"premium":44.94,
"total":539.28
},
"tax_type":"Non-Qualified",
"surrender_charge_expiration":0,
"tracking_number":null,
"advisors":[
{
"marketing_manager_id":1,
"id":1179,
"type":"Agent",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"avatar":"production/agents/YBOQLRNVVGSIUTAT",
"email":"[email protected]",
"type":{
"model":"Agent",
"link":"agents"
},
"phone_work":"(805) 413-7562",
"npn":10790698
},
"appointment":{
"id":8247,
"name":"W2Q0000 (assigning to BackNine)",
"assignment":{
"id":2212,
"name":"W2Q0000"
}
},
"appointment_case_id":28073,
"reports":{
"id":8247,
"name":"W2Q0000 (assigning to BackNine)",
"assignment":{
"id":2212,
"name":"W2Q0000"
}
},
"marketing_manager":{
"id":1,
"name":"Reid Tattersall"
},
"percents":{
"split_percent":1.0,
"renewal_split":1.0
}
}
],
"contract_parties":[
{
"id":60668,
"type":"individual",
"name":"John Doe",
"first_name":"John",
"last_name":"Doe",
"avatar":"production/contract_parties/CXATZRSU",
"birthdate":"1987-01-02",
"party_id":"121-65-5465",
"email":"[email protected]",
"roles":[
{
"id":76132,
"role":"Insured",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":null,
"beneficiary_amount":null
},
{
"id":76133,
"role":"Owner",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":null,
"beneficiary_amount":null
}
]
},
{
"id":60669,
"type":"individual",
"name":"Jane Doe",
"first_name":"Jane",
"last_name":"Doe",
"avatar":"production/contract_parties/OMSFMFXI",
"birthdate":"1990-01-02",
"party_id":"645-54-6546",
"email":"[email protected]",
"roles":[
{
"id":76134,
"role":"Primary Beneficiary",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":"Percent",
"beneficiary_amount":1.0
}
]
},
{
"id":60670,
"type":"entity",
"name":"BackNine",
"first_name":null,
"last_name":null,
"avatar":"production/contract_parties/ILDVJSRA",
"birthdate":null,
"party_id":"65-4564445",
"email":"[email protected]",
"roles":[
{
"id":76135,
"role":"Contingent Beneficiary",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":"Percent",
"beneficiary_amount":0.5
}
]
},
{
"id":60671,
"type":"entity",
"name":"Family Trust",
"first_name":null,
"last_name":null,
"avatar":"production/contract_parties/MSCASACK",
"birthdate":"1999-01-02",
"party_id":"54-5681548",
"email":"[email protected]",
"roles":[
{
"id":76136,
"role":"Contingent Beneficiary",
"rating_applied":"Preferred NT",
"approval_rating":null,
"underwriting_rational":null,
"occupation_class":null,
"beneficiary_qualifier":"Percent",
"beneficiary_amount":0.5
}
]
}
],
"status":"Closed - Not Submitted to Carrier",
"face_amount":1000000.0,
"mode":12,
"outstanding":3,
"commission":null,
"case_manager":{
"id":6567,
"name":"Carly Ryan",
"avatar":"production/BQWTXCUCRZJQKWCY",
"email":"[email protected]",
"type":{
"model":"Agent",
"link":"agents"
},
"phone_work":"805-557-1533",
"npn":null
},
"notes":[
{
"id":1910706,
"note":"Reid Tattersall has changed the status to Closed - Not Submitted to Carrier on Pending",
"email":false,
"date":"2020-12-09T01:25:58.000-08:00",
"notable_id":26723,
"notable_type":"Case",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"avatar":"production/agents/YBOQLRNVVGSIUTAT",
"type":{
"link":"agents",
"model":"Agent"
}
},
"created_at":"2020-12-09T01:25:58.000-08:00",
"advisor_access":true,
"carrier_access":false,
"carrier_email":false,
"phone_call":false,
"documents":[
]
},
{
"id":1910705,
"note":"This is a test case for webhooks and should not be deleted.",
"email":false,
"date":"2020-12-09T01:25:49.000-08:00",
"notable_id":26723,
"notable_type":"Case",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"avatar":"production/agents/YBOQLRNVVGSIUTAT",
"type":{
"link":"agents",
"model":"Agent"
}
},
"created_at":"2020-12-09T01:25:49.000-08:00",
"advisor_access":true,
"carrier_access":false,
"carrier_email":false,
"phone_call":false,
"documents":[
]
},
{
"id":1910703,
"note":"Hello Reid, this Banner policy is set for eDelivery so please let me know if you prefer a paper policy. eDelivery emails are sent from DocuSign and your client's access is the first 5 letters of their last name and the last 4 digits of their SSN. You can \u003Ca href='http://www.lgamerica.com/edelivery/'\u003Eclick here\u003C/a\u003E to learn about eDelivery from Banner. ",
"email":true,
"date":"2020-12-09T01:25:10.000-08:00",
"notable_id":26723,
"notable_type":"Case",
"ownable":{
"id":6567,
"name":"Carly Ryan",
"avatar":"production/BQWTXCUCRZJQKWCY",
"type":{
"link":"agents",
"model":"Agent"
}
},
"created_at":"2020-12-09T01:25:10.000-08:00",
"advisor_access":true,
"carrier_access":false,
"carrier_email":false,
"phone_call":false,
"documents":[
]
}
],
"policy_date":null,
"conversion_expiry":null,
"next_call_at":"2020-12-17T09:00:00.000-08:00",
"days_pending":0,
"created_at":"2020-12-09T01:25:08.000-08:00",
"submitted_date":null,
"approved_date":null,
"issue_date":null,
"sent_to_agent":null,
"inforce_date":null,
"app_sign_date":"2020-12-09",
"delivery_requirements_due_date":null,
"closed_date":"2020-12-09",
"ltc_rider":false,
"state":"CA",
"exchange_amount":0.0,
"lump_sum":0.0,
"tracking_number_type":"USPS",
"tracking_number_link":"https://tools.usps.com/go/TrackConfirmAction?tLabels=",
"informal_options":[
"All Offers In",
"Informal Formalized",
"Informal Closed",
"Awaiting Carrier Offers",
"Gathering Medical Information",
"Informal Entered"
],
"commissionable":true,
"target_premium":null,
"timeline":[
{
"date":"2020-12-09",
"description":"Application Signed"
},
{
"date":"2020-12-09T01:25:08.000-08:00",
"description":"Received by BackNine"
},
{
"date":"2020-12-09",
"description":"Closed"
}
],
"carrier_e_delivery":true,
"informal":false,
"cash_received":44.94,
"profit":0.0,
"applied_mode":12,
"applied_premium":44.94,
"case_concierge":{
"id":1448,
"name":"Cindy Smith",
"avatar":"e25e70a0-3924-4f16-9934-5399b257cf0c",
"email":"[email protected]",
"type":{
"model":"Agent",
"link":"agents"
},
"phone_work":"(805) 413-7564",
"npn":null
},
"tia":true,
"product":{
"id":105,
"name":"OPTerm 20",
"line":"life",
"plan_type":"TRM",
"ltc_rider":null,
"carrier":{
"id":28,
"name":"Banner",
"avatar":"https://d1usw6tyldpxhi.cloudfront.net/591900ff-cece-5ce0-0d1c-4f76313d2f3d.png",
"scaled_avatar":"https://d1usw6tyldpxhi.cloudfront.net/MZJJPPDV.jpg"
}
},
"address":{
"id":7909,
"name":"310 N. Westlake Blvd., Suite 240, Westlake Village, CA 91362"
},
"electronic_application":{
"id":116662
},
"commissions":[
],
"documents":[
{
"id":435360,
"name":"electronic_application.pdf",
"category":"Electronic Application",
"ext":"pdf",
"mime_type":"application/pdf",
"ownable":{
"id":1179,
"name":"Reid Tattersall",
"type":"Agent"
},
"can_delete":false,
"created_at":"2020-12-09T01:25:10.000-08:00"
}
]
}
]
Quote & Apply Options Lists
Below is a table of options lists for an electronic_application so you know what values to expect.
| Parameter | Options |
|---|---|
smoker string |
Never, Previously, Currently |
status string |
Quote, Lead, Sent, Delivered, Completed, Declined, Voided |
named_step string |
Quote - 10% Complete, Name and Contact Information - 20% Complete, Address - 25% Complete, Employer Information - 30% Complete, Ownership - 35% Complete, Primary Beneficiary - 45% Complete, Contingent Beneficiary - 50% Complete, Financial and SSN - 60% Complete, Existing Insurance - 65% Complete, Physician Information - 70% Complete, Underwriting Questions - 80% Complete, Payment Information - 90% Complete, Schedule Exam - 95% Complete, Signing Preference - Final Step, DocuSign - Final Step, Click ‘Continue Carrier eApp’ to finish on #{carrier.name}‘s Website |
validated_rating string |
Super Preferred, Preferred NT, Preferred Tobacco, Standard Plus, Standard NT, Standard Tobacco, Level, Level Tobacco, Graded |
Cases Options Lists
| Parameter | Options |
|---|---|
status string |
Entered, Submitted, Approved, Issued, Awaiting Reissued Policy, Awaiting Delivery Requirements, Received Delivery Requirements, Active, Withdrawn, Postponed, Not Taken, Declined, Active - Pending Requirements, Lapsed, Grace Period |
Set up
Please visit the integrations page in BOSS to subscribe to our hooks. The subscription takes an endpoint URL that will be POSTed to and will contain the following headers.
| Key | Description |
|---|---|
Content-type string |
application/json |
X-BACKNINE-AUTHENTICATION string |
Your API Key |